Your Key to Membership
Your Share Savings Account is the key to your WCCU membership! You may open your account with a initial minimum deposit of $5 that must be maintained at all times during your membership. Once you open your Share Savings, you have access to all of the other great products and services that WCCU has to offer.
What else can you do with a Share Savings Account?
With a Share Savings Account, you can set up automatic deposits to make saving easy, yet still have immediate access to your funds. You can also set up additional accounts to help you budget for special purchases or for an additional rainy day fund. It’s all up to you and what works best for you.
Does a Share Savings Account earn interest?
Yes! This account pays monthly dividends based on the average daily balance. Dividends are posted on the last working day of the month.
Is there a monthly service fee?
There is no monthly service fee if you are using other credit union services. However, if no other credit union services are being used, you must maintain a $50 balance within six months of account opening to avoid a $5 per month service fee.
What do you need to open a Share Savings Account?
In order to make the account opening process go more smoothly, please ensure you have the following when you come in to begin your membership:
- Government-issued identification (State Driver’s License or ID, U.S. Passport, Military ID)
- Social Security number