Borrow

Money for what you want
Our Best Rates
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Auto Loan
4.24
%APR*
Student Loan
4.74
%APR*
Credit Card Loan
11.65
%APR*
Savings Yield
0.01
%APY**

Seize the day!

Celebrate life’s achievements while getting the best rates around.

Auto Loans

Auto Loans

Whether you negotiate the best deal at the dealership with a preapproved loan or refinance to a better rate, we are ready to help.

Motorcycle,RV & Boat Loans

Motorcycle, RV & Boat Loans

Wind in your hair, mountain trails or play on the water, turn to WCCU when you’re ready to find the fun!

Consolidation

Compete & Beat

Bring your loans home to WCCU. We will compete with your current lender and beat their auto loan rate.

There’s no place like home

We have you in mind with our mortgage products so you can make your house a home.

Mortgages

Mortgages

A mortgage refinance replaces your home loan with a new one at a lower interest rate, thereby lowering your monthly payment and putting money back in your pocket.

HELOC

HELOC

HELOC stands for home equity line of credit, which is a second mortgage that gives you access to money based on the equity (value minus amount owed) you have in your home.

Personal Loans

If the type of loan you need isn’t listed, ask us…

Personal Loans

Personal Signature Loans

Get a competitive rate and terms to fit a loan for your unexpected needs.

Student Loans

Student Loans

Whether you’re an undergraduate, graduate, or parent —
we have options to meet your specific needs.

Get WCCU Black Credit Card

Get back in
the Black

As low as 11.65% APR
WCCU is proud to offer the prestigious Black Credit Card, Lower rates help you to manage your credit while earning rewards.

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Terms & Conditions
All figures given on this website are for your general information only, and give a rough guide to loan repayments. Any statements on this website do not purport to be authoritative or legally binding. You are advised to check with our offices for up-to-date rates and offers.
*APR= Annual Percentage Rate. Subject to credit approval. Rate may vary based on loan amount, term, credit score and loan-to-value ratio.
**APY= Annual Percentage Yield

Frequent Questions

Home equity is the difference between your homes appraised value and the outstanding balance of all liens on the property. The property’s equity increases as you make payments against the mortgage balance(s), and/or as the property value appreciates.

Since a real person looks at every loan, it may take up to 3 days once the loan officer has all your requested information. For mortgage products, it takes a little longer due to legal requirements and depending on availability of an appraiser.

No, Weld Community Credit Union does not do business loans. However, other local credit unions in our community do!