Lending Rates

Before applying for a loan please gather IDs, insurance, pay stub, and references for all applicants. 

Secured Loans

Secured LoansAPR*Terms up to
Share Secured Rates1.49%0-36 Months
1.99%37-60 Months
2.99%61-84 months
Certificate Secured RatesInterest Rate + 1.00%Cert. Maturity Date

Auto Loans

Auto LoansTerms
(in months)
Best APR*
New, Pre-Owned model years 2019-2023
1-604.74%
61-755.24%
76-84
6.24%
Pre-Owned and Classic Vehicles
model years 2018 and before
1-605.24%
61-755.74%
76-84
6.74%

Recreational Equipment

RV’s, Trailers & MotorhomesTerms
(in months)
Best APR*
Loan amount New and Pre-Owned
$25,000 or less
up to 84
4.99%
$25,001-$50,000up to 120
5.74%
$50,001+up to 144
6.24%
Motorcycles, ATVs, Rec Eq, GolfcartsTerms
(in months)
Best APR*
1-605.24%
61-725.99%
73-84
6.49%

Unsecured Loans

Unsecured LoansAPR*
Signature Loanas low as 7.99%
Visa Credit Cardas low as 12.90%
Line of Creditas low as 12.90%

Home Equity Loans

Home Equity LoansAPR*
Fixed rate 5, 7 10, 15 or 20 year optionsas low as 4.56%
Home Equity Line of Credit (HELOC) variable rate 15 yearas low as 6.25%

Rates as of December 5, 2022

* APR is an abbreviation for Annual Percentage Interest Rate. “Best APR” is our lowest rate and will vary based on personal credit history. Rates are subject to change without notice. Weld Community Credit Union membership is required.  Value of a vehicle is determined using NADA or a similar source. The maximum APR is 18.00% or the maximum rate allowed by law whichever is lower.

Contact a Loan Services Representative today to get the pre-approval process started!