Lending Rates

Contact a Loan Services Representative today to get the pre-approval process started!!

Auto Loans

Auto LoansBase APR*Terms
(in months)
New
less
than 5,000 miles
3.24%1-60
3.49%61-75
5.24%76-84
$25,000+
Pre-Owned Vehicle
less than 4 years and
more than 5,000 miles
3.74%1-36
4.24%37-75
5.24%76-84
$25,000+
Pre-Owned Vehicle
4-6 years old
4.14%1-36
4.64%37-75
5.64%76-84
($25,000+)
Pre-Owned Vehicle
7 plus years old
4.89%1-36
5.39%37-75
6.39%76-84
$25,000+
Classic Vehicle
older than 25 years
4.89%1-36
less than or equal to $25,000
5.39%37-75
$25,000+

Recreational Equipment

Recreational EquipmentBase APR*Terms
(in months)
RV’s & Trailers New and Used
$25,000 or less
5.49%1-72
$25,001-$50,0005.99%73-84
$50,001+6.74%85-120
New and Used Motorcycle4.89%1-60
5.29%61-72
6.19%73-84

Home Equity Loans

Home Equity LoansAPR*
as low as 3.25%

Unsecured Loans

Unsecured LoansAPR*
Line of Creditas low as 9.90%
Signature Loanas low as 9.90%
Visa Credit Cardas low as 9.90%

Secured Loans

Secured LoansAPR*Terms up to
Share Secured Rates1.49%0-59 Months
Share Secured Rates2.49%60-83 Months
Share Secured Rates3.24%84+ months
Certificate Secured RatesInterest Rate + 1.00%Cert. Maturity Date

All rates are effective September 25, 2019.

*Base APR = Base Annual Percentage Rate

**Discount APR = Discount Annual Percentage Rate. Discount rates available on down payment amount and other WCCU services used. Value of vehicle determined using NADA.

***Rates are subject to change on a weekly basis. Rates are effective as of twelve (12) noon on the 1st business day of each week.

Published loan rates based on approved credit, loan term and lien position (where applicable) and are subject to change.  The maximum APR is 21.00% or the maximum rate allowed by law.

Contact a Loan Services Representative today to get the pre-approval process started!!