Lending Rates

Before applying for a loan please gather IDs, insurance, pay stub, and references for all applicants. 

Secured Loans

Secured LoansAPR*Terms up to
Share Secured Rates1.99%0-36 Months
2.99%37-60 Months
3.99%61-84 months
Certificate Secured RatesInterest Rate + 2.00%Cert. Maturity Date

Auto Loans

Auto LoansTerms
(in months)
Best APR*
New, Pre-Owned model years 2020-2024
1-606.74%
61-757.24%
76-84
7.74%
Pre-Owned and Classic Vehicles
model years 2019 and before
1-607.24%
61-757.74%
76-84
8.24%

Recreational Equipment

New, Pre-Owned RV’s, Trailers & Motorhomes
Model Years 2020-2024
Terms
(in months)
Best APR*
Loan amount New and Pre-Owned
$25,000 or less
up to 84
7.44%
$25,001-$50,000up to 120
7.74%
$50,001+up to 180
8.24%
Pre-Owned RV’s, Trailers & Motorhomes
Model Years 2019 and before
Loan amount
$25,000 or less
up to 84
7.94%
$25,001-$50,000up to 84
8.24%
Motorcycles, ATVs, Rec Eq, GolfcartsTerms
(in months)
Best APR*
1-607.44%
61-727.94%
73-84
8.44%

Unsecured Loans

Unsecured LoansAPR*
Signature Loanas low as 8.99%
Visa Credit Cardas low as 15.15%
Line of Creditas low as 15.15%

Home Equity Loans

Home Equity LoansAPR*
Fixed rate 5, 7 10, 15, 20 or 25 year optionsas low as 5.92%
Home Equity Line of Credit (HELOC) variable rate 15 yearas low as 8.00%

Rates as of February 19, 2024

APR =Annual Percentage Interest Rate. Advertised Rates are subject to change without notice. “Best APR” is our lowest rate and can vary based on several factors, including borrower credit history, model year, term, and loan amount.  Weld Community Credit Union membership is required.  The maximum APR is 18.00% or the maximum rate allowed by law, whichever is lower. Credit and collateral are subject to approval.

Contact a Loan Services Representative today to get the pre-approval process started!