Lending Rates

Additional discount available if your vehicle’s Loan To Value (LTV) is equal to or less than 90% of the MSRP or NADA value; you may receive 0.40% discount to the rate below.

Auto Loans

Auto LoansTerms
(in months)
Best APR*
New and Pre-Owned Vehicles
model years 2015-2023
1-603.49%
61-753.99%
76-84
4.49%
Pre-Owned and Classic Vehicles
model years 2014 and before
1-603.99%
61-754.49%
76-84
4.99%

Recreational Equipment

RV’s Equipment and TrailersTerms
(in months)
Best APR*
Loan amount New and Pre-Owned
$25,000 or less
up to 84
4.99%
$25,001-$50,000up to 120
5.49%
$50,001+up to 144
5.99%
Motorcycles New and Pre-OwnedTerms
(in months)
Best APR*
1-604.99%
61-725.49%
73-84
5.99%

Home Equity Loans

Home Equity LoansAPR*
Fixed rate 5, 7 10, 15 or 20 year optionsas low as 3.74%
Home Equity Line of Credit (HELOC) variable rate 15 yearas low as 4.75%

Unsecured Loans

Unsecured LoansAPR*
Line of Creditas low as 12.15%
Signature Loanas low as 12.15%
Visa Credit Cardas low as 10.90%

Secured Loans

Secured LoansAPR*Terms up to
Share Secured Rates1.49%0-36 Months
1.99%37-60 Months
2.99%61-84 months
Certificate Secured RatesInterest Rate + 1.00%Cert. Maturity Date

Rates as of August 1, 2022.

* APR is an abbreviation for Annual Percentage Interest Rate. “Best APR” is our lowest rate and will vary based on personal credit history. Rates are subject to change without notice. Weld Community Credit Union membership is required. 
 Value of a vehicle is determined using NADA or a similar source.
The maximum APR is 18.00% or the maximum rate allowed by law whichever is lower.
Contact a Loan Services Representative today to get the pre-approval process started!!