Additional discount available if your vehicle’s Loan To Value (LTV) is equal to or less than 90% of the MSRP or NADA value; you may receive 0.40% discount to the rate below.
Auto Loans
| Auto Loans | Terms (in months) | Best APR* |
|---|---|---|
| New and Pre-Owned Vehicles model years 2015-2023 | 1-60 | 3.49% |
| 61-75 | 3.99% | |
| 76-84 | 4.49% | |
| Pre-Owned and Classic Vehicles model years 2014 and before | 1-60 | 3.99% |
| 61-75 | 4.49% | |
| 76-84 | 4.99% |
Recreational Equipment
| RV’s Equipment and Trailers | Terms (in months) | Best APR* |
|---|---|---|
| Loan amount New and Pre-Owned $25,000 or less | up to 84 | 4.99% |
| $25,001-$50,000 | up to 120 | 5.49% |
| $50,001+ | up to 144 | 5.99% |
| Motorcycles New and Pre-Owned | Terms (in months) | Best APR* |
| 1-60 | 4.99% | |
| 61-72 | 5.49% | |
| 73-84 | 5.99% |
Home Equity Loans
| Home Equity Loans | APR* |
|---|---|
| Fixed rate 5, 7 10, 15 or 20 year options | as low as 3.74% |
| Home Equity Line of Credit (HELOC) variable rate 15 year | as low as 4.75% |
Unsecured Loans
| Unsecured Loans | APR* |
|---|---|
| Line of Credit | as low as 12.15% |
| Signature Loan | as low as 12.15% |
| Visa Credit Card | as low as 10.90% |
Secured Loans
| Secured Loans | APR* | Terms up to |
|---|---|---|
| Share Secured Rates | 1.49% | 0-36 Months |
| 1.99% | 37-60 Months | |
| 2.99% | 61-84 months | |
| Certificate Secured Rates | Interest Rate + 1.00% | Cert. Maturity Date |
Rates as of August 1, 2022.
* APR is an abbreviation for Annual Percentage Interest Rate. “Best APR” is our lowest rate and will vary based on personal credit history. Rates are subject to change without notice. Weld Community Credit Union membership is required.
Value of a vehicle is determined using NADA or a similar source.
The maximum APR is 18.00% or the maximum rate allowed by law whichever is lower.
Contact a Loan Services Representative today to get the pre-approval process started!!