Lending Rates

Contact a Loan Services Representative today to get the pre-approval process started!!

Auto Loans

Auto LoansTerms
(in months)
Best APR*
New
less
than 5,000 miles
1-362.99%
37-753.44%
76-84
4.74%
Pre-Owned and Classic Vehicles
model years 2015-2020
1-363.74%
37-753.94%
76-84
4.74%
Pre-Owned and Classic Vehicles
model years 2014 and before
1-364.89%
37-755.09%
76-84
5.89%

Recreational Equipment

RV’s Equipment and TrailersTerms
(in months)
Best APR*
Loan amount New and Used
$25,000 or less
1-72
4.74%
$25,001-$50,00073-84
5.24%
$50,001+85-120
5.99%
MotorcyclesTerms
(in months)
Best APR*
1-604.39%
61-724.79%
73-84
5.69%

Home Equity Loans

Home Equity LoansAPR*
as low as 3.25%

Unsecured Loans

Unsecured LoansAPR*
Line of Creditas low as 9.90%
Signature Loanas low as 9.90%
Visa Credit Cardas low as 9.90%

Secured Loans

Secured LoansAPR*Terms up to
Share Secured Rates1.49%0-59 Months
Share Secured Rates2.49%60-83 Months
Share Secured Rates3.24%84+ months
Certificate Secured RatesInterest Rate + 1.00%Cert. Maturity Date

Rates as of November 16, 2020.

* APR is an abbreviation for Annual Percentage Interest Rate. “Best APR” is our lowest rate and will vary based on personal credit history, loan to value (LTV), value of the vehicle or collateral, term of the loan, and other factors. Rates are subject to change without notice. Weld Community Credit Union membership is required. 
Additional discounts are available based on down payment and other services used. Value of a vehicle is determined using NADA or a similar source.
The maximum APR is 21.00% or the maximum rate allowed by law.
Contact a Loan Services Representative today to get the pre-approval process started!!