Deposit Rates

Savings Accounts

Savings AccountsRateAPY*
Regular Shares
all balances.10%.10%
Second Shares
all balances.15%.15%
Holiday and Vacation Club
all balances.25%.25%
IRA Shares
all balances.25%.25%

Checking Accounts

Checking AccountsRateAPY*
EZ Checking
$9,999.99 and less
average daily balance
.10%.10%
$10,000 and more
average daily balance
.25%.25%
Premier 55
$9,999.99 and less
average daily balance
.10%.10%
$10,000 and more
average daily balance
.25%.25%

Money Fund Accounts

Money Fund AccountsRateAPY*
Balance
$0 to $49,999.25%.25%
$50,000 to $99,999.35%.35%
$100,000 and over.45%.45%

Regular and IRA Certificates of Deposit

$500 Minimum Opening Deposit Required. Maximum total CD Deposit: $500,000 per person.

Regular and IRA Certificates of DepositRateAPY*
6 Month Term.10%.10%
12 Month Term.10%.10%
24 Month Term2.00%2.02%
36 Month Term2.50%2.53%
48 Month Term3.00%3.04%
60 Month Term3.50%3.56%

Youth Club Certificates of Deposit

$100 Minimum Opening Deposit Required. Maximum total CD Deposit: $500,000 per person.

Youth Club Certificates of DepositRateAPY*
6 Month Term.10%.10%
12 Month Term.10%.10%
24 Month Term2.00%2.02%
36 Month Term2.50%2.53%
48 Month Term3.00%3.04%
60 Month Term3.50%3.56%

Special 7 Month CD

$500 Minimum Opening Deposit Required. Maximum total CD Deposit: $500,000 per person.

Available for a limited time only.

Special 7 Month CDRateAPY*
7 Month CD5.25%5.38%

All rates are effective as of February 1, 2024. Rates are subject to change. 

A penalty for early withdrawal may be imposed on certificates of deposit.

*APY = Annual Percentage Yield.

For Truth In Savings account disclosures, please click click here.