Deposit Rates

Savings Accounts

Savings AccountsRateAPY*
Regular Shares
all balances.05%.05%
Second Shares
all balances.10%.10%
Holiday and Vacation Club
all balances.20%.20%
IRA Shares
all balances.20%.20%

Checking Accounts

Checking AccountsRateAPY*
Checking
$9,999.99 and less
average daily balance
.05%.05%
$10,000 and more
average daily balance
.20%.20%
Premier 55
$9,999.99 and less
average daily balance
.05%.05%
$10,000 and more
average daily balance
.20%.20%

Money Fund Accounts

Money Fund AccountsRateAPY*
Balance
$0-$2,500.10%.10%
$2,501 – $10,000.15%.15%
$10,001 to $49,999.20%.20%
$50,000.00 to $99,999.99.25%.25%
$100,000.00 and over.40%.40%

Regular and IRA Certificates of Deposit

$500 Minimum Opening Deposit Required

Regular and IRA Certificates of DepositRateAPY*
3 Month Term.05%.05%
6 Month Term.05%.05%
12 Month Term.10%.10%
18 Month Term.10%.10%
24 Month Term1.75%1.76%
36 Month Term2.25%2.27%
48 Month Term2.75%2.78%
60 Month Term3.25%3.30%

Youth Club Certificates of Deposit

$100 Minimum Opening Deposit Required

Youth Club Certificates of DepositRateAPY*
3 Month Term.05%.05%
6 Month Term.05%.05%
12 Month Term.10%.10%
18 Month Term.10%.10%
24 Month Term1.75%1.76%
36 Month Term2.25%2.27%
48 Month Term2.75%2.78%
60 Month Term3.25%3.30%

All rates are effective as of March 28, 2023. Rates are subject to change. 

A penalty for early withdrawal may be imposed on certificates of deposit.

*APY = Annual Percentage Yield.

For Truth In Savings account disclosures, please click click here.