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Q: I’d love to improve my credit score, but I can’t get ahead of my monthly payments. I also find that my spending gets out of control when I’m paying with plastic. How do I use my credit cards responsibly? A: Using your credit cards responsibly is a great way to boost your credit score… Your complete guide to using your credit cards

J.K. Rowling She grew up in poverty and spent years struggling to get by as a single mom. She battled severe depression and her first book was soundly rejected by a dozen publishers. And then she went on to become the wealthiest author of all time. Welcome to the magical world of J.K. Rowling. The… Unlikely Heros

Should I take the 0% finance option offered at the dealership? Q: I’m in the market for a new set of wheels, and I’ve seen some dealers advertising zero-percent financing. Should I take this offer? A: An auto loan without any interest sounds like a dream; however, there are many considerations before deciding to take… 0% Auto Finance

Millenialmoneyman.com Bobby Hoyt gets it: Personal finances for millennials can be tough. There’s home ownership to consider, a career path that’s still somewhat undefined, and a staggering amount of student loan debt to pay off. What’s a cash-strapped millennial to do? Hoyt is here to help. The teacher-turned-financial blogger offers struggling millennials solid financial advice… Bobby Hoyt:

Mark Zukerberg He was placed on probation at Harvard, sued by two former classmates for $65 million and forced to testify before Congress for a data breach that may have impacted 87 million Americans. But Mark Zuckerberg, innovator of the social media world, has soldiered on despite all odds to create an online kingdom that… Unlikely Heroes

Barbara Corcoran She floundered through her education, earning straight D’s all through high school and college. By the time she turned 23, she’d already had 20 different jobs. Barbara Corcoran was looking at a life of financial struggle and the futile chase of success. But then, she started her next job and everything changed. This… Unlikely Heroes: